Adult Learner Handbook

EXPECT A FINANCIAL AID AWARD OFFER The colleges you listed on your FAFSA will notify you of the types and amounts of financial aid they’re offering. You will only receive offers from colleges that accepted you for admission. Accept or decline the financial aid by the deadline. 5 BE PREPARED FOR VERIFICATION Monitor your student portal and email closely as the college might request verification of your FAFSA information. The college will not process your financial aid offer until you provide required documents. 4

Below is the maximum amount you can borrow each year in subsidized and unsubsidized loans (combined). HOW MUCH CAN YOU BORROW?

Dependent

Independent

Freshmen

$5,500

$ 9,500

Sophomores

$6,500

$10,500

Juniors

$7,500

$12,500

Seniors

$7,500

$12,500

Undergrad limit:

$31,000

$57,000

Graduate: $25,500/yr; $100,000 max Professional: $50,000/yr; $200,000 max Lifetime Loan Limit: $257,500

View our student loan chart for more details.

eqf.org/LoanChart

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